:root{--blue:#2563eb;--dark:#0f172a;--slate:#334155;--muted:#64748b;--line:#dbe2ea;--paper:#f8fafc;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:var(--dark);background:#fff}a{color:#174fbd}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.7rem;z-index:20}.top{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}.nav{max-width:1160px;margin:auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:950;font-size:1.25rem;color:var(--dark);text-decoration:none}.links{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.links a{text-decoration:none;font-weight:750}.button{display:inline-block;padding:11px 17px;border-radius:12px;background:var(--blue);color:#fff!important;text-decoration:none;font-weight:850}.crumbs{max-width:1160px;margin:18px auto;padding:0 22px;font-size:.9rem;color:var(--muted)}.hero{background:linear-gradient(135deg,#eff6ff,#fff 58%,#e2e8f0)}.hero-grid{max-width:1160px;margin:auto;padding:72px 22px;display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}.kicker{text-transform:uppercase;letter-spacing:.14em;color:#1d4ed8;font-weight:900;font-size:.8rem}h1{font-size:clamp(2.25rem,5vw,4.2rem);line-height:1.04;letter-spacing:-.045em;margin:.2em 0}.lead{font-size:1.18rem;color:var(--slate);max-width:760px}.hero img{width:100%;height:390px;object-fit:contain;border-radius:24px;background:#fff;box-shadow:0 24px 60px rgba(15,23,42,.14);padding:18px}.section{max-width:1160px;margin:auto;padding:70px 22px}.section h2{font-size:clamp(1.7rem,3vw,2.6rem);line-height:1.15}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:20px;padding:25px;background:#fff;box-shadow:0 12px 34px rgba(15,23,42,.06)}.card h3{margin-top:0}.process{background:var(--paper)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;counter-reset:s}.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:10px;background:var(--blue);color:#fff;font-weight:900}.faq details{border-top:1px solid var(--line);padding:17px 0}.faq summary{font-weight:850;cursor:pointer}.cta{background:linear-gradient(135deg,#1d4ed8,#0f172a);color:#fff;border-radius:26px;padding:36px}.cta p{color:#dbeafe}.related{display:flex;gap:10px;flex-wrap:wrap}.related a{border:1px solid var(--line);border-radius:999px;padding:8px 12px;text-decoration:none;background:#fff}footer{background:var(--dark);color:#cbd5e1;padding:30px 22px;margin-top:50px}footer div{max-width:1160px;margin:auto}@media(max-width:800px){.hero-grid,.grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.links a:not(.button){display:none}.hero img{height:280px}}@media(max-width:520px){.steps{grid-template-columns:1fr}}